The Community Mortgage Lenders of America

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CMLA Currents

CMLA Webinar Recording: New TILA Rules
May 17, 2013

CMLA Seeks Director of Membership Recruitment
April 25, 2013

CMLA Annual Fly-In Registration Form
Washington, DC
June 5-6, 2013

Winter General Session 2013 Registration Form
Kissimmee, FL
March 3, 2013

Letter On Integrated Mortgage Disclosures Under the Real Estate Settlement
November 6, 2012

CMLA CFPB Comment on MLO Compensation
October 16, 2012

Response to Letter to the Director of the Consumer Financial Protection Bureau
September 10, 2012

Letter to the Director of the Consumer Financial Protection Bureau
July 9, 2012

June 12, 2012 All options for overhauling the U.S. system of housing finance pose challenges and need further study, an adviser to Treasury Secretary Timothy F. Geithner said today. more

June 12, 2012 The Community Mortgage Lenders of America (CMLA) is urging policy makers to consider retaining the positive aspects of Fannie Mae and Freddie Mac in any future secondary market design. more

June 25, 2012 National Flood Insurance - The full Senate began the final process toward passing legislation to reform the National Flood Insurance Program, voting 96-2 to proceed to floor consideration of the bill. There will be a few amendments but none that is expected to prevent final passage. The bill should pass next week with broad bi-partisan support.

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The CMLA Blog

Posted 2.3.2012
Why Compensation Matters

Our Mission > Your Voice

CMLA was founded out of concern that emerging federal policies threaten to severely diminish community based lending, while increasing concentration among the nation's largest financial institutions, to the detriment of competition and consumers. CMLA members include community banks and non-banks. No member of CMLA has been a recipient of TARP funds or taken a single dime of taxpayer money. Our members survived the mortgage crisis because of close attention to prudent and traditional underwriting standards with a strong commitment to sound lending.

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CMLA In The News

If Mark Zandi Gets the FHFA Job, GSE Reform Could Come Within Two Years

Moody’s Analytics Chief Economist Mark Zandi will neither confirm nor deny to Inside Mortgage Finance that he’s being considered by the White House to replace Federal Housing Finance Agency Acting Director Ed DeMarco as the agency’s new permanent director. Read more.


Industry Wary of G-Fee Hike to Fund Payroll Tax Relief

The mortgage industry is having growing concerns about a payroll tax relief measure that would raise GSE guarantee fees by 12.5 basis points, using the additional revenues to pay for other government programs. Read more.


Congress Restores Higher VA Loan Limits

The Senate approved the measure (H.R. 1627) last week and the House passed it Tuesday by a voice vote. The measure is now headed to the White House for President Obama’s signature. Read more.


Lawmakers Mulling Fate of Fannie, Freddie Split on U.S. Role

The U.S. housing industry is finding political traction in Congress as it objects to plans that would wind down Fannie Mae and Freddie Mac and eliminate any government role in mortgage finance. Read more.


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